Several times a month I get a phone call from someone saying they’re from the IRS. I don’t answer, but I listen to the message.
In the message, they state that the IRS will be taking action against me due to delinquent taxes. I can’t recall the rest of their threat if I don’t call them immediately. Which I don’t.
My accountant has told me numerous times that the IRS does not contact you by phone, and not to answer.
But of course, the phone call causes just a bit of anxiety. Because the thought of being in trouble with the IRS is a scary thought.
They do what they aim to do: sow seeds of doubt.
Lately, probably 6-7 times per day, I’ve been getting phone calls that register as Directory Assistance OK.
Yesterday I was fed up listening to the phone ring. I picked up for the first time and told them to stop calling my number. The man spoke with a foreign accent.
I didn’t listen to what he had to say, just angrily told him to take my phone number off of whatever list they had me on.
Who’s to know if that will stop it? Or if I made it worse by answering?
These kinds of scams are rampant.
Here’s what MSNBC Market writes about another scam tactic:
The growth of the phone scam is, in part, thanks to a new tactic these criminals are using that makes people more likely to answer their calls, and then trust them once they do.
Scammers are increasingly spoofing phone numbers to make them look familiar to you. They might use your area code or the first six digits of a friend’s phone number.
So be aware of this type call. It may not be your friend or family member. And if the person asks for money, you can pretty much count on it not being someone you know.
I do not answer my phone if I don’t recognize the number, but in this case I might be fooled.
Yesterday I received an email from a reader who is very upset. I’ll let you read her email first before we go further.
My husband had just signed up for a Walmart credit card on their promotion, so I decided I would too.
He was accepted, but I was not, said my credit was poor. I couldn’t imagine that. I had a very good rating on my last credit report from Discover Card.
A few days later I received a letter from Synchrony Bank Creditor which said the reason my credit was bad was that I was deceased. I still cast a shadow, so I believe this was in error.
I called the credit company Experian who had the credit run made and they said they send their work to the Philippines and sometimes they made mistakes, they are not very careful.
She told me this could ruin my credit rating and that the word could get out that I am dead and that Social Security would stop sending my checks, and my credit cards would be frozen.
She sold me a LifeLock policy for $297 which I put on my Discover Card. I think this is outlandish to pay for LifeLock and pay that much because the credit card workers is the Philippines or wherever they are made a mistake and all I did was ask if I could have a credit card. To say that I am upset by this is putting it mildly.
Well, I didn’t know quite what to suggest. But I Googled scams and situations such as this and emailed her the links to read.
What do you suggest?
Have any of you ever had this happen? I have not, so I don’t know what to tell her.
Feel free to tell us all about scams where you’ve been targeted.