Welcome! I’m glad you’ve come to visit Ivy, Gracie, and me today.

When I think of the word cozy, I think of warm quilts and throws.

My two kitties playing or sleeping. Stew simmering. Muffins baking.

Cozy relates to all things home. It means hot coffee (or tea) in the morning.

And having a stack of books to read right next to my bed.

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Frugal Tips #2

This is Frugal Tips #2 in my series on ways to save money. I’ve learned from experience how to buy what I need and get a cheaper price. Which pads my pocketbook instead of depleting it. Shop For Generics: There...
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