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  1. Well, with my law degree and legal background, I wouldn’t be able to read a book like that without totally suspending all disbelief, sigh. The way I’d envision such a story ending is with me whipping out a machine gun and just getting rid of everybody I tagged as an “enemy,” and walking away like a female Rambo – and no repercussions 🙂 Ahhhhh, dream on. On a serious note, this is the kind of thing that title insurance is for. When you buy a property, you should also buy title insurance for your mortgage lender AND yourself – make sure of what you’re paying for. Indeed, your mortgage lender will no doubt insist that you purchase title insurance to cover the mortgage lender if something happens with regard to “clouding the title” to the property. That lender will want to make sure the property is YOURS (the buyer(s)), that all claims/liens filed of record against the property are discharged properly before its mortgage is issued, and that title is clear of anything other than its mortgage when you buy. That’s how the lender protects its collateral for its loan. If you’re paying for title insurance to protect your lender, It’s worth the extra $500 or whatever (depending on what state you live in and the value of the home) to buy coverage for yourself as well. If something like this ever happens to you in real life, first of all, go to your attorney and if you don’t have one, get a referral from your local bar association or friends for an attorney who specializes in real estate law. Have information on your home and the purchase information available in documentary form (photocopies), and including the original recorded Deed (usually returned to the new owner(s) after recording) or to whoemever is designated in the “returnee” box on the deed or submission form) and your title insurance policy or name of insurer and policy # if you don’t have the original title insurance policy or a copy. Let the attorney handle the rest. She will contact the title company and make sure that the case to clear the title to your home. Ladies – if you’re paying part or all of the mortgage, make sure your name is on the deed when the property is purchased, make sure you have OWNER TITLE INSURANCE (as well as mortgage lender title insurance) and make sure the deed is duly recorded with the appropriate Register of Deeds. Yes, ex-husbands and boyfriends commit fraud on women every single day, but if you have basic protections in place for your real estate (the largest asset for most of us), don’t just sit there, fight back. That’s what title insurance is for. Knowledge is power.

  2. i love your book reviews! I add them to my library list! yes, I still go to our local library! laura

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